Every homeowner recognizes that their roof will require repair or maintenance over its lifetime. Year –in and year out, extreme seasonal weather conditions or local varmints gaining access to your home by your roof can also cause extensive damage to it. Whenever this happens, get the attention immediately of a professional roofing firm. It’s a fact; every roof will require maintenance to prevent potential structural damage and to protect the value of your most valuable asset, your home.
Rego Park, Queens, NY has many professional roofing businesses that can address your roofing repairs. Research the options available to you by requesting estimates from roofing firms and asking for referrals from neighbors when seeking to hire a roofing firm. Obtaining these referrals is a critical step to take when you’re hiring a roofing contractor.
A professionally licensed roofing contractor should have workman’s’ compensation and liability insurance to protect the homeowner in the event of an accident. Workers’ compensation is essential to protect the homeowner if a roofing company’s employee gets injured on the premises, and liability insurance also protects you from damage done to your home caused by the roofers during repair or replacement of your home.
If the roofing professional you hire works without workman’s’ compensation insurance, the homeowner may be held liable for medical bills and all other expenses associated with any injury sustained by a worker. The homeowners’ insurance policy may not provide coverage for these types of accidents, making you personally responsible for any damages. Many contractors hire subcontractors for roofing jobs. Be sure to secure lien waivers to protect yourself if your contractor fails to pay the subcontractors that were employed by the roofer. Get confirmation in writing whether or not a subcontractor will be performing any part of the work on your home’s roof. If they are, be sure to ask these same questions of the roofing subcontractor — and make sure you ask whether or not they are insured.
Also, confirm if your city or state has licensed your roofing contractor. Licensing requirements vary by state. Most cities and counties will also require that a contractor be licensed. Confirm with your local Better Business bureau if a license is mandatory in your area and if it is, verify it with your local/regional licensing offices to ensure that your roofer’s license is current and up to date and there’s not any outstanding violations. Keep in mind that a business license isn’t the equivalent of a roofing contractor’s license.
Remember to ask for referrals to local residential job sites where you can visit and review previous roofing work jobs that have been finished by your contractor. Where possible, personally follow up with the homeowners, and ask if they are happy with the roofing job completed by the contractor that you intend to hire. The following checklist will assist you in resolving your roofing issues: